Description
Position Summary
Ria Senegal is seeking a Finance Manager to lead the local finance function for a six month maternity cover contract. The position covers both the standard remittance (money transfer operator) business and its newly launching mobile wallet product. The role owns day-to-day accounting, tax and regulatory compliance, monthly reporting, and financial forecasting, and will play a key part in building out finance processes and controls to support the mobile wallet launch.


Key Responsibilities
Monthly Close & Accounting
• Manage the full monthly close process for both the standard MTO operation and the mobile wallet entity/business line
• Prepare and review journal entries, accruals, and general ledger reconciliations
• Maintain the fixed asset register and intercompany reconciliations with Group/Regional entities
• Prepare monthly management accounts (P&L, balance sheet, cash flow) for local and regional review
Tax & VAT
• Prepare and file monthly VAT returns in line with Senegalese/UEMOA tax requirements
• Manage corporate income tax compliance, withholding tax, and other statutory filings
• Liaise with local tax authorities (DGID) and external tax advisors on queries, audits, and assessments
• Monitor changes in Senegalese tax law and BCEAO/UEMOA regulations affecting the MTO and mobile wallet businesses
Forecasting & FP&A
• Prepare monthly and rolling forecasts, and support the annual budget process
• Provide variance analysis (actual vs. budget/forecast) with commentary for regional finance and local management
• Model financial impact of new corridors, agent network changes, and mobile wallet volume growth

Regulatory & Compliance
• Support maintenance of the MTO licence and any e-money/mobile wallet licence with BCEAO
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• Ensure compliance with local company law, statutory reporting, and audit requirements (annual financial statements)
• Coordinate with external auditors for annual audit and statutory filings
• Support AML/CFT and FIC-type compliance reporting as required for remittance and mobile wallet flows
• Ensure safeguarding/trust account requirements for mobile wallet float are properly accounted for and reconciled

Treasury & FX
• Monitor cash positions and liquidity across MTO and mobile wallet float/trust accounts
Team & Stakeholder Management
• Manage and develop local finance team members
• Act as the primary finance point of contact for local management, Group/Regional Finance, and external stakeholders (auditors, tax authorities, banks)
• Partner with Operations and Compliance on the mobile wallet rollout, ensuring finance processes and controls are in place ahead of launch

Requirements
• Bachelor’s degree in Accounting, Finance, or related field; professional accounting qualification (e.g. DECOFI, DSCG, ACCA, CPA, or equivalent OHADA-recognised qualification) preferred
• 5+ years’ finance/accounting experience, ideally in remittance, payments, fintech, mobile money, or financial services
• Strong working knowledge of Senegalese/UEMOA tax and VAT requirements, and OHADA accounting standards
• Familiarity with BCEAO regulatory requirements for MTOs and/or e-money issuers is a strong advantage
• Experience with monthly close, reconciliations, and financial forecasting/FP&A
• Strong Excel skills; experience with ERP/accounting systems
• Fluent French and working proficiency in English (for reporting to regional/group finance)
• High attention to detail, ability to work independently, and comfortable operating in a fast-moving, growth-stage environment